tag:blogger.com,1999:blog-4815728499673422903.post3502495257924404821..comments2023-06-14T07:08:30.006-07:00Comments on [Mobile] Commerce Insights: Could banks take the lead in ushering in NFC phones?Manju Murthyhttp://www.blogger.com/profile/03494207889275776951noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-4815728499673422903.post-9842692531569787462008-12-19T22:20:00.000-08:002008-12-19T22:20:00.000-08:00HI there, I am a founder of Rabo Mobiel in The Ne...HI there, I am a founder of Rabo Mobiel in The Netherlands and wanted to mention a couople of things after reading your blog. Banks can hire in, or start-up, MVNO side-businesses - which is what Rabo Mobiel has done, so getting MVNO competencies in-house is not that difficult - and quite cost effective in Europe, as most mobile operators are offering MVNE services of MVNO platforms, and there are so many MVNOs, that the knowledge and systems are relatively easy to find. Secondly, we have been far more successful in offering standard, market-conform and normally more expensive phones. If we only offered SIM-only or cheap phones, we'd not really be able to compete in the Northern European mobile marketplace. One final thought, the changes in NFC ecosystems on a national basis now, and certainly in 2009, will probably construct a whole lot of other opportunities in some countries. Especially when it comes to strong retail brands, cooperative mobile operator initiatives, and public transportation.Anonymousnoreply@blogger.com